`We thought we were safe`: Kentucky disaster shows how US is ill-prepared and under-insured for devastating floods
(CNN.com US)

When Bob and Debbie Smith signed up for flood insurance years ago, they never expected the storm that transformed the little river next to their backyard into a raging, muddy torrent. They never imagined that they and their cat would need to be rescued from their front porch by a neighbor with a boat as the floodwater reached up to their chests.